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With national brokers focusing increasingly on middle market accounts, including the offering of alternative risk options, Thomco now provides a
Segregated Cell Captive approach that is equal, if not superior, to the Captive options of your larger competitors.
Under the current soft market conditions, Thomco's DRP approach is particularly effective. Suppose, for example, you have a $500,000 casualty
premium account with a $100,000 deductible that the carrier wants collateralized. By using a segregated cell captive with the appropriate structure,
the cash collateral/ loss pick will be 100% tax deductible and avoid the high cost of today's bank LOCs. In addition, any profits realized under the
Deductible Reimbursement Policy issued by the Cell Captive can be tax deferred. Finally, the Segregated Cell provides your client a platform for more
robust risk taking on all casualty lines once market conditions change.
Thomco's Alternative Market Solutions also include a more traditional Group Captive option as well as the ability to self-insure Group Health benefits,
which is currently of great interest to clients given the jump in benefit plan premiums. Omar Cordial, with three decades of captive consulting experience,
is Managing Director of Thomco Risk Solutions and is looking for additional Partner Agents for our Alternative Market Programs.
Visit us online for more information about Alternative Market Solutions at www.Thomcoins.com.
For detailed questions, contact Omar Cordial at 888-969-8036, or email him at
ocordial@thomcoins.com.
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