Target Newsletter From Thomco Insurance
Thomco's Deductible Reimbursement Policy (DRP):
Introduce a New Tool to Your Arsenal with Alternative Market Solutions
With national brokers focusing increasingly on middle market accounts, including the offering of alternative risk options, Thomco now provides a Segregated Cell Captive approach that is equal, if not superior, to the Captive options of your larger competitors.

Under the current soft market conditions, Thomco's DRP approach is particularly effective. Suppose, for example, you have a $500,000 casualty premium account with a $100,000 deductible that the carrier wants collateralized. By using a segregated cell captive with the appropriate structure, the cash collateral/ loss pick will be 100% tax deductible and avoid the high cost of today's bank LOCs. In addition, any profits realized under the Deductible Reimbursement Policy issued by the Cell Captive can be tax deferred. Finally, the Segregated Cell provides your client a platform for more robust risk taking on all casualty lines once market conditions change.

Thomco's Alternative Market Solutions also include a more traditional Group Captive option as well as the ability to self-insure Group Health benefits, which is currently of great interest to clients given the jump in benefit plan premiums. Omar Cordial, with three decades of captive consulting experience, is Managing Director of Thomco Risk Solutions and is looking for additional Partner Agents for our Alternative Market Programs.

Visit us online for more information about Alternative Market Solutions at www.Thomcoins.com.

For detailed questions, contact Omar Cordial at 888-969-8036, or email him at ocordial@thomcoins.com.
Expanded Healthcare Classes
Click to Visit Allied Health Choice Click to Visit Home Health & Hospice Choice
Click to Visit Med Lab Choice Click to Visit Personal Care Home Complete
Click to Visit Physical Therapy Choice Click to Visit Social Service Programs
We've broadened our healthcare classes to cover more businesses within this hot industry. Contact us and we'll work with you to bind more:
Dialysis Centers
Outpatient Surgical Centers
Durable Medical Equipment Distributors
Medical and/or Imaging Labs
Physical Therapy facilities
Adult Day-Care
Oncology Treatment Centers and Optical Centers
Coverages available include $2 million/ $4 million General Liability and Professional Liability, up to $1 million Hired and Non-Owned and Property Coverages.

For more information contact Thomas Kirsche at 888-546-9952 or tjkirsche@thomcoins.com .
Click Below to Learn More About Our Custom Tailored Programs!
Workers' Compensation Coverage Available!
  Allied Health Choice   Med Lab & Imaging Choice
  Alternative Market Solutions   Mental Health Plus
  Ambulance Plus   Para-Transit Pro
  Charter School Pro   Personal Care Home Complete
  Child Care Choice   Pest Control Pro
  Developmentally Disabled Plus   Physical Therapy Choice
  Head Start Program   Pilot Car Choice
  Health Club Pro   Senior Living Programs
  Home Health & Hospice Choice   Social Service Programs
  Hospital Fleet Complete   Spa Choice
  Independent School Choice   Tan Pro
  In-Home Child Care   Yoga & Pilates Pro
  Massage Therapy Choice
Unresolved Issues?
We value your feedback. Please bring your comments and questions to the attention of our Underwriters, Underwriting Supervisors and Program Managers. Also please feel free to contact Thomco's Senior Vice President of Business Development, Bob Scaglione at Bob.Scaglione@thomcoins.com or 888-969-8035. We're committed to help you in any way we can.


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