| Property |
|
Custom Enhancements Available
Ordinance or Law
Monies & Securities
Spoilage
Employee Theft
Equipment Breakdown
365 Days Extended Period of Indemnity
Emergency Vacating Expenses
Loss Data Preparation
|
|
| General Liability |
|
Up to $1,000,000/$3,000,000 on a Claims Made basis
|
|
| Wrongful Acts and Vicarious Liability for Abuse |
|
Written on a Claims made basis with limits up to $1,000,000/$1,000,000/$3,000,000
No exclusion for Punitive Damages
Buyback options for Defense Outside the Limits
Automatic coverage for Liquor Liability
Automatic coverage for Media/Legal Expenses
|
|
| Workers' Compensation |
|
Available
|
|
| Auto Liability |
|
Up to $1,000,000
Automatic Liability Coverage for Lessors of Leased Autos when required by written contract
Fellow Employee Coverage from Covered Autos
Rental Reimbursement
No Deductible for Glass Repairs
|
|
| Umbrella |
|
Up to $10,000,000
|
|
|
|
| Submission Requirements |
|
 |
Acord Forms (applicant information section and each line of business) |
|
Senior Living Application |
|
4 year Hard Copy loss runs |
|
Copy of license for each location |
|
Copy of state inspections |
|
Current brochure |
|
Current Financials, if account premium is over $100,000 |
|
Resident Agreement |
| Contact an Underwriter for Your State |
|
|
|
|
|
|
| Download Marketing Materials |
|
 |
|
|
|
Monica.Clark@thomcoins.com
