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Property

- Custom Enhancements Available
- Business Income
- Ordinance or Law
- Money & Securities
- Spoilage
- Employee Theft
- Equipment Breakdown
And more...

General Libility

Corporal Punishment at policy limits
Teachers Included as Add'l Insured's
Expanded Definition of Bodily Injury
Medical Payments for children included

Auto Liability

Up to $1,000,000 CSL available

Sexual Abuse Liability

Separate Insuring Agreement
Limits up to 1mm/1mm available
Separate limit for Defense
Coverage for employees & volunteers included

Student Accident Coverage

Available

Professional Liability for Social Service Exposures

Separate Insuring Agreement
Limits up to $1,000,000/$3,000,000

Submission Requirements
Thomco Child Care Application
Auto ACORD Applications
Property and GL ACORD applications if over 3 locations
Experience and Educational Background of owners/directors
Loss Info including details on ALL claims
Hard Copy Loss Runs on accounts over $25,000
Prior Carrier Info including Pricing
Business Income Worksheet if limit over $500,000 are desired
THOMCO Social Service Application
Brochure if available

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