New! - Forgery & Alteration (up to $10,000)
New! - Identity Theft Expense (up to $10,000)
New! - Workplace Violence Counseling (up to $25,000)
New! - Key Employee (up to $50,000 Limit)
New! - Kidnap & Ransom (up to $50,000)
New! - Coverage Extended to include Foundations and Retaining Walls
Property
- Employee Theft
- Equipment Breakdown
- Custom Enhancements Available
Upgrade! - Business Income Limit Increased to $300,000 (some coastal restrictions)
Upgrade! - Ordinance or Law Limits Increased
Upgrade! - Monies & Securities Increased to $35,000
Upgrade! - Spoilage Increased to $35,000
Upgrade! - Automatic Extended Business Income for 120 days
Upgrade! - Pollutant Clean-Up Limits Raised to $50,000
Upgrade! - Back-Up of Sewer and Drains Increased to $25,000
Upgrade! - Computer Hardware & Software Increased to $50,000
Upgrade! - Business Income Utility Service Increased to $50,000
Upgrade! - Valuable Papers/Record Increased to $50,000
Upgrade! - Emergency Vacating Expense Increased to $25,000 per occurrence
General Liability
- GL Coverage Up to $1,000,000/$3,000,000 on occurrence basis
Upgrade! - Automatic Aggregate Per Location
Upgrade! - Automatic Coverage for EPLI Including Defense with Limits up to $25,000
Upgrade! - Legal and Media Expense Reimbursement with Limits up to $10,000
Upgrade! - Improved Automatic Additional Insured Status
Professional Liability
Written on Occurrence basis with limits up to $1,000,000/$3,000,000
Sexual/Physical Abuse Vicarious Liability
Written on Occurrence basis with limits up to $1,000,000/$3,000,000
Abuse Coverage with Defense Outside the Limits
Auto Liability
- Auto Liability Coverage Up to $1,000,000
Upgrade! - Automatic Liability Coverage for Lessors of Leased Autos
Upgrade! - Fellow Employee Coverage from Covered Autos (Liability)
Upgrade! - Rental Reimbursement ($50/day, maximum of 30 days)
Upgrade! - No Deductible for Glass Repair
Student Accident Coverage
Available
Submission Requirements
Acords (Applicant Information section and each line of business)
THOMCO Social Service Application
4 year Hard Copy loss runs
Copy of license for each location
Copy of state inspections
Current brochure
Contact an Underwriter for Your State
Monica Clark Vice President, Health Care & Social Services 888-514-3167 678-290-2180
Monica.Clark@thomcoins.com
