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Cyber Liability

Included

General Liability

- Corporal Punishment at policy limits
- Teachers Included as Add'l Insured's
- Expanded Definition of Bodily Injury
- Medical Payments for Children included
- Limits up to 1MM/3MM

Educators Legal Liability

- Limits Up to 1MM/2MM Available
- Claims Made Basis

Sexual Abuse Liability

- Abuse Coverage with Defense Outside the Limits
- Separate Insuring Agreement
- Limits up to 1MM/2MM Available
- Coverage for Employees & Volunteers Included

Property

- Custom Enhancements Available
- Business Income
- Ordinance or Law
- Money & Securities
- Spoilage
- Employee Theft
- Equipment Breakdown
And more...

Auto Liability

- Automatic Liability Coverage for Leased Autos
- Fellow Employee Coverage from Covered Autos (Liability)
- Rental Reimbursement
- No Deductible for Glass Repair
- Up to $1,000,000 CSL available

Student Accident Coverage

Available

Umbrella Coverage

Available

Submission Requirements
THOMCO Charter & Independent School Supplemental Application
ACORD applications for all lines of coverage
Most recent financial statement
4 year hard copy loss runs including current year for all lines of coverage
Copy of charter

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